/* ================================================================
   Refnic — Complete Design System
   Brand: #1e30b7 (Blue) | #e9ebf2 (Light Grey) | #fff | #0a0c14
================================================================ */

:root {
  --blue:        #1e30b7;
  --blue-hover:  #1828a0;
  --blue-light:  #2d42d4;
  --blue-pale:   #e8ebfa;
  --grey:        #e9ebf2;
  --grey-mid:    #d0d4e4;
  --grey-dark:   #7a82a0;
  --black:       #0a0c14;
  --ink:         #1a1d2e;
  --ink-light:   #4d5370;
  --white:       #ffffff;
  --nav-h:       70px;
  --util-h:      38px;
  --ease:        cubic-bezier(.4,0,.2,1);
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Barlow',sans-serif;color:var(--ink);background:var(--white);overflow-x:hidden}
a{text-decoration:none}
img{max-width:100%;display:block}

/* ── TYPOGRAPHY SCALE ── */
.t-eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;/*text-transform:uppercase*/color:var(--blue)}
.t-eyebrow.light{color:rgba(255,255,255,.55)}
.t-eyebrow::before{content:'';display:inline-block;width:14px;height:2px;background:currentColor;margin-right:10px;vertical-align:middle}
.t-h1{font-family:'Barlow Condensed',sans-serif;font-size:clamp(44px,7vw,96px);font-weight:700;line-height:1.0;letter-spacing:-.01em}
.t-h2{font-family:'Barlow Condensed',sans-serif;font-size:clamp(30px,4vw,52px);font-weight:700;line-height:1.1}
.t-h3{font-family:'Barlow Condensed',sans-serif;font-size:clamp(22px,2.5vw,34px);font-weight:700;line-height:1.2}
.t-body{font-size:16px;line-height:1.75;color:var(--ink-light);font-weight:400}
.t-body-sm{font-size:14px;line-height:1.7;color:var(--ink-light)}

/* ── BUTTONS ── */
.btn-primary-blue{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;font-size:14px;font-weight:700;padding:13px 30px;border-radius:2px;border:2px solid var(--blue);letter-spacing:.03em;transition:all .2s var(--ease);cursor:pointer}
.btn-primary-blue:hover,.btn-primary-blue:focus{background:var(--blue-hover);border-color:var(--blue-hover);color:#fff;transform:translateY(-1px);box-shadow:0 8px 24px rgba(30,48,183,.35)}
.btn-outline-blue{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--blue);font-size:14px;font-weight:700;padding:11px 28px;border-radius:2px;border:2px solid var(--blue);letter-spacing:.03em;transition:all .2s var(--ease)}
.btn-outline-blue:hover{background:var(--blue);color:#fff}
.btn-outline-white{display:inline-flex;align-items:center;gap:8px;background:transparent;color:rgba(255,255,255,.85);font-size:14px;font-weight:700;padding:11px 28px;border-radius:2px;border:2px solid rgba(255,255,255,.35);letter-spacing:.03em;transition:all .2s var(--ease)}
.btn-outline-white:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.07)}
.btn-white-solid{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--blue);font-size:14px;font-weight:700;padding:13px 30px;border-radius:2px;border:2px solid #fff;letter-spacing:.03em;transition:all .2s var(--ease)}
.btn-white-solid:hover{background:transparent;color:#fff}

/* ── TEXT LINK ── */
.text-link{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:700;color:var(--blue);letter-spacing:.02em;transition:gap .2s var(--ease)}
.text-link:hover{gap:10px;color:var(--blue-hover)}
.text-link.light{color:#fff}
.text-link.light:hover{color:rgba(255,255,255,.8)}

/* ── LAYOUT ── */
.wrap{max-width:1440px;margin:0 auto;padding:0 48px}
@media(max-width:768px){.wrap{padding:0 20px}}
.section-pad{padding:100px 0}
.section-pad-sm{padding:64px 0}
@media(max-width:768px){.section-pad{padding:64px 0}.section-pad-sm{padding:40px 0}}

/* ================================================================
   UTILITY BAR
================================================================ */
.util-bar{height:var(--util-h);background:var(--black);display:flex;align-items:center;position:relative;z-index:200}
.util-inner{display:flex;justify-content:space-between;align-items:center;width:100%}
.util-left{display:flex;align-items:center;gap:0}
.util-right{display:flex;align-items:center;gap:0}
.util-item{display:flex;align-items:center;gap:6px;height:var(--util-h);padding:0 16px;font-size:12px;font-weight:500;color:rgba(255,255,255,.55);letter-spacing:.02em;border-right:1px solid rgba(255,255,255,.08);cursor:pointer;transition:color .2s;text-decoration:none}
.util-item:last-child{border-right:none}
.util-item:hover{color:#fff}
.util-item i{font-size:13px}
@media(max-width:768px){.util-left .util-item:last-child{display:none}}

/* ================================================================
   MAIN NAVIGATION
================================================================ */
.main-nav{position:sticky;top:0;z-index:190;background:#fff;border-bottom:1px solid rgba(30,48,183,.1);transition:box-shadow .25s var(--ease)}
.main-nav.scrolled{box-shadow:0 4px 20px rgba(10,12,20,.12)}

.nav-body{height:var(--nav-h);display:flex;align-items:center;justify-content:space-between}

/* Logo */
.nav-logo{display:flex;flex-direction:column;line-height:1;text-decoration:none;flex-shrink:0}
.logo-mark{font-family:'Barlow Condensed',sans-serif;font-size:30px;font-weight:700;color:var(--blue);letter-spacing:.06em;line-height:1}
.logo-sub{font-size:9px;font-weight:600;color:var(--grey-dark);letter-spacing:.16em;text-transform:uppercase;margin-top:3px}

/* Nav items */
.nav-links{display:flex;align-items:stretch;height:var(--nav-h);list-style:none}
.nav-links > li{position:static;height:100%;display:flex;align-items:stretch}
.nav-links > li > a{display:flex;align-items:center;gap:5px;height:100%;padding:0 20px;font-size:14.5px;font-weight:600;color:var(--ink);letter-spacing:.01em;white-space:nowrap;position:relative;transition:color .2s var(--ease)}
.nav-links > li > a::after{content:'';position:absolute;bottom:0;left:20px;right:20px;height:3px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .2s var(--ease)}
.nav-links > li.open > a,.nav-links > li:hover > a{color:var(--blue)}
.nav-links > li.open > a::after,.nav-links > li:hover > a::after{transform:scaleX(1)}
.nav-links > li.active > a{color:var(--blue)}
.nav-links > li.active > a::after{transform:scaleX(1)}
.nav-chevron{font-size:10px;transition:transform .2s var(--ease)}
.nav-links > li.open .nav-chevron{transform:rotate(180deg)}

/* Nav actions */
.nav-actions{display:flex;align-items:center;gap:12px;flex-shrink:0}

/* Hamburger */
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px 4px;width:40px}
.hamburger span{display:block;height:2px;background:var(--ink);border-radius:2px;transition:all .25s var(--ease)}
.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}
.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

/* ================================================================
   MEGA MENU
================================================================ */
.mega{
  position:absolute;top:100%;left:0;width:100%;
  background:#fff;border-top:3px solid var(--blue);
  box-shadow:0 24px 60px rgba(10,12,20,.16);
  z-index:185;
  display:none;
  margin-top:-1px;
}
.mega.open{ display:block; }
.mega-body{padding:44px 0 48px}

/* Left feature panel */
.mega-feat{padding-right:40px;border-right:1px solid var(--grey)}
.mega-feat-eyebrow{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:12px}
.mega-feat-title{font-family:'Barlow Condensed',sans-serif;font-size:28px;font-weight:700;color:var(--black);line-height:1.15;margin-bottom:14px}
.mega-feat-desc{font-size:14px;color:var(--ink-light);line-height:1.7;margin-bottom:24px}
.mega-feat-link{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:700;color:var(--blue);border-bottom:2px solid var(--blue);padding-bottom:1px;transition:gap .2s var(--ease)}
.mega-feat-link:hover{gap:11px;color:var(--blue)}

/* Right columns */
.mega-cols{padding-left:44px;display:grid;gap:0 36px}
.mega-cols.cols-1{grid-template-columns:1fr}
.mega-cols.cols-2{grid-template-columns:repeat(2,1fr)}
.mega-cols.cols-3{grid-template-columns:repeat(3,1fr)}
.mega-cols.cols-4{grid-template-columns:repeat(4,1fr)}

.mega-group-title{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);padding-bottom:12px;border-bottom:1px solid var(--grey);margin-bottom:16px}
.mega-list{list-style:none;display:flex;flex-direction:column;gap:2px}
.mega-list a{display:flex;align-items:center;gap:9px;font-size:14px;font-weight:500;color:var(--ink);padding:7px 0;transition:color .18s,gap .18s var(--ease)}
.mega-list a:hover{color:var(--blue);gap:13px}
.mega-list a .dot{width:5px;height:5px;border-radius:50%;background:var(--grey-mid);flex-shrink:0;transition:background .18s}
.mega-list a:hover .dot{background:var(--blue)}

/* Promo tile */
.mega-promo{background:var(--blue);border-radius:4px;padding:26px;display:flex;flex-direction:column;gap:8px;min-height:160px}
.mega-promo-label{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.6)}
.mega-promo-title{font-family:'Barlow Condensed',sans-serif;font-size:20px;font-weight:700;color:#fff;line-height:1.25}
.mega-promo-desc{font-size:13px;color:rgba(255,255,255,.7);line-height:1.6;flex:1}
.mega-promo-link{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;color:#fff;letter-spacing:.03em;margin-top:6px;transition:gap .2s}
.mega-promo-link:hover{gap:10px;color:#fff}

/* overlay */
.mega-overlay{position:fixed;inset:0;background:rgba(10,12,20,.3);z-index:183;opacity:0;visibility:hidden;transition:opacity .22s var(--ease),visibility 0s .22s}
.mega-overlay.show{opacity:1;visibility:visible;transition:opacity .22s var(--ease)}

/* ================================================================
   MOBILE DRAWER
================================================================ */
.m-drawer{position:fixed;top:0;right:-100%;width:min(90vw,420px);height:100%;background:#fff;z-index:300;overflow-y:auto;transition:right .3s var(--ease);box-shadow:-6px 0 32px rgba(0,0,0,.15)}
.m-drawer.open{right:0}
.m-drawer-head{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;background:var(--black);border-bottom:1px solid rgba(255,255,255,.08)}
.m-drawer-head .logo-mark{color:#fff;font-size:24px}
.m-drawer-head .logo-sub{color:rgba(255,255,255,.4)}
.m-close{background:none;border:none;color:rgba(255,255,255,.7);font-size:22px;cursor:pointer;padding:4px}
.m-back{display:none;background:none;border:none;color:#fff;font-size:13px;font-weight:600;cursor:pointer;display:flex;align-items:center;gap:6px;padding:12px 24px;border-bottom:1px solid rgba(255,255,255,.1);width:100%;text-align:left}
.m-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.45);z-index:299;display:none}
.m-backdrop.show{display:block}
.m-nav{padding:8px 0}
.m-link{display:flex;align-items:center;justify-content:space-between;padding:15px 24px;font-size:15px;font-weight:600;color:var(--ink);border-bottom:1px solid var(--grey);background:none;border-left:none;border-right:none;border-top:none;width:100%;text-align:left;cursor:pointer;transition:color .2s}
.m-link:hover{color:var(--blue)}
.m-link a{color:inherit;text-decoration:none;flex:1}
.m-sub{display:none;background:var(--grey);padding:8px 0}
.m-sub.open{display:block}
.m-sub a{display:block;padding:11px 24px 11px 40px;font-size:14px;font-weight:500;color:var(--ink-light);transition:color .18s,padding-left .18s}
.m-sub a:hover{color:var(--blue);padding-left:48px}
.m-sub-title{padding:12px 24px 6px 24px;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}

/* ================================================================
   HERO — HOME
================================================================ */
.hero{min-height:92vh;background:var(--black);display:flex;align-items:center;position:relative;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 70% at 15% 55%,rgba(30,48,183,.6) 0%,transparent 65%),radial-gradient(ellipse 50% 80% at 85% 35%,rgba(13,20,90,.45) 0%,transparent 65%),linear-gradient(160deg,#050813 0%,#0c1240 45%,#050813 100%)}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(30,48,183,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(30,48,183,.06) 1px,transparent 1px);background-size:52px 52px;mask-image:linear-gradient(to bottom,transparent 0%,#000 18%,#000 82%,transparent 100%)}
.hero-inner{position:relative;z-index:2;padding:100px 0 120px;max-width:900px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(30,48,183,.2);border:1px solid rgba(30,48,183,.45);border-radius:100px;padding:5px 14px 5px 8px;margin-bottom:28px}
.hero-badge-dot{width:8px;height:8px;border-radius:50%;background:var(--blue-light);animation:pulse 2s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.7;transform:scale(1)}50%{opacity:1;transform:scale(1.2)}}
.hero-badge span{font-size:12px;font-weight:600;color:rgba(255,255,255,.8);letter-spacing:.06em;text-transform:uppercase}
.hero-title{color:#fff;margin-bottom:24px}
.hero-title em{font-style:normal;color:#4d68ff}
.hero-sub{font-size:clamp(15px,1.6vw,18px);color:rgba(255,255,255,.65);line-height:1.8;max-width:620px;font-weight:300;margin-bottom:44px}
.hero-btns{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:72px}
.hero-stats{display:flex;align-items:center;gap:40px;flex-wrap:wrap;padding-top:40px;border-top:1px solid rgba(255,255,255,.1)}
.hs-item{display:flex;flex-direction:column;gap:4px}
.hs-num{font-family:'Barlow Condensed',sans-serif;font-size:44px;font-weight:700;color:#fff;line-height:1}
.hs-unit{font-size:24px;color:rgba(255,255,255,.5)}
.hs-label{font-size:11px;font-weight:600;color:rgba(255,255,255,.4);letter-spacing:.1em;text-transform:uppercase}
.hs-divider{width:1px;height:48px;background:rgba(255,255,255,.12)}
.hero-scroll{position:absolute;bottom:36px;right:52px;display:flex;flex-direction:column;align-items:center;gap:10px;z-index:3}
.hero-scroll span{font-size:10px;font-weight:700;color:rgba(255,255,255,.3);letter-spacing:.16em;text-transform:uppercase;writing-mode:vertical-lr}
.hero-scroll-bar{width:1px;height:64px;background:linear-gradient(to bottom,rgba(255,255,255,.35),transparent);animation:bar 2s ease-in-out infinite}
@keyframes bar{0%,100%{height:64px;opacity:.35}50%{height:88px;opacity:.7}}

/* ================================================================
   QUICK ACCESS RIBBON
================================================================ */
.qa-ribbon{background:var(--blue)}
.qa-inner{display:flex;overflow-x:auto;scrollbar-width:none}
.qa-inner::-webkit-scrollbar{display:none}
.qa-item{display:flex;align-items:center;gap:12px;flex:1;min-width:200px;padding:18px 24px;color:rgba(255,255,255,.8);font-size:14px;font-weight:600;border-right:1px solid rgba(255,255,255,.12);transition:background .2s,color .2s;cursor:pointer;white-space:nowrap;text-decoration:none}
.qa-item:last-child{border-right:none}
.qa-item:hover{background:rgba(255,255,255,.1);color:#fff}
.qa-icon{font-size:20px;opacity:.75;flex-shrink:0}
.qa-arrow{margin-left:auto;font-size:13px;opacity:0;transform:translateX(-5px);transition:opacity .2s,transform .2s}
.qa-item:hover .qa-arrow{opacity:1;transform:translateX(0)}

/* ================================================================
   SECTION HEADERS
================================================================ */
.sec-head{margin-bottom:52px}
.sec-head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap}
.sec-eyebrow{margin-bottom:10px}
.sec-title{color:var(--black)}
.sec-title.light{color:#fff}
.sec-body{max-width:600px;margin-top:14px}

/* ================================================================
   ABOUT STRIP
================================================================ */
.about-strip{background:var(--white)}
.about-text-col{}
.about-img-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;position:relative}
.about-img-card{border-radius:4px;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;padding:24px;min-height:200px;position:relative}
.about-img-card.tall{grid-row:span 2;min-height:420px}
.aic-1{background:linear-gradient(160deg,var(--blue) 0%,var(--blue-hover) 100%)}
.aic-2{background:linear-gradient(160deg,#0a0c14 0%,#1a1d40 100%)}
.aic-3{background:linear-gradient(160deg,var(--grey) 0%,#c8cde0 100%)}
.aic-4{background:var(--blue-pale);border:1px solid var(--grey-mid)}
.aic-icon{font-size:48px;color:rgba(255,255,255,.2);position:absolute;top:20px;right:20px}
.aic-icon.dark{color:rgba(30,48,183,.15)}
.aic-label{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:4px}
.aic-label.dark{color:var(--blue)}
.aic-val{font-family:'Barlow Condensed',sans-serif;font-size:32px;font-weight:700;color:#fff;line-height:1}
.aic-val.dark{color:var(--ink)}
.pillars{display:flex;flex-direction:column;gap:20px;margin-top:36px}
.pillar{display:flex;gap:18px;align-items:flex-start}
.pillar-num{font-family:'Barlow Condensed',sans-serif;font-size:40px;font-weight:700;color:var(--blue);opacity:.2;flex-shrink:0;line-height:1;width:44px}
.pillar-title{font-size:15px;font-weight:700;color:var(--black);margin-bottom:4px}
.pillar-body{font-size:14px;color:var(--ink-light);line-height:1.65}

/* ================================================================
   SOLUTIONS
================================================================ */
.sol-section{background:var(--grey)}
.sol-tabs{display:flex;border-bottom:2px solid var(--grey-mid);margin-bottom:44px;overflow-x:auto;scrollbar-width:none}
.sol-tabs::-webkit-scrollbar{display:none}
.sol-tab{background:none;border:none;font-size:15px;font-weight:600;color:var(--ink-light);padding:14px 30px;cursor:pointer;white-space:nowrap;position:relative;transition:color .2s;border-bottom:3px solid transparent;margin-bottom:-2px}
.sol-tab::after{display:none}
.sol-tab.active,.sol-tab:hover{color:var(--blue)}
.sol-tab.active{border-bottom-color:var(--blue)}
.sol-panel{display:none}
.sol-panel.active{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:992px){.sol-panel.active{grid-template-columns:repeat(2,1fr)}}
@media(max-width:576px){.sol-panel.active{grid-template-columns:1fr}}

.sol-card{background:#fff;border-radius:4px;overflow:hidden;transition:box-shadow .2s var(--ease),transform .2s var(--ease)}
.sol-card:hover{box-shadow:0 20px 50px rgba(10,12,20,.14);transform:translateY(-5px)}
.sol-card-vis{height:180px;display:flex;align-items:center;justify-content:center;font-size:56px;color:rgba(255,255,255,.2);position:relative;overflow:hidden}
.sol-card-vis::after{content:'';position:absolute;inset:0;background:linear-gradient(to top,rgba(0,0,0,.2),transparent)}
.svc-bg-1{background:linear-gradient(135deg,#1e30b7,#0d1a6e)}
.svc-bg-2{background:linear-gradient(135deg,#2844d8,#1228a0)}
.svc-bg-3{background:linear-gradient(135deg,#1e30b7,#3350e0)}
.svc-bg-4{background:linear-gradient(135deg,#0a0c14,#1a1d40)}
.svc-bg-5{background:linear-gradient(135deg,#0d1a6e,#2844d8)}
.svc-bg-6{background:linear-gradient(135deg,#3350e0,#1e30b7)}
.sol-card-body{padding:24px 26px}
.sol-card-body h5{font-size:17px;font-weight:700;color:var(--black);margin-bottom:8px;line-height:1.3}
.sol-card-body p{font-size:13.5px;color:var(--ink-light);line-height:1.65;margin-bottom:16px}

/* ================================================================
   SERVICES GRID
================================================================ */
.svc-section{background:var(--black)}
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.06);border-radius:4px;overflow:hidden}
@media(max-width:992px){.svc-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:576px){.svc-grid{grid-template-columns:1fr}}
.svc-block{background:var(--black);padding:36px 30px;transition:background .2s}
.svc-block:hover{background:rgba(30,48,183,.12)}
.svc-block-icon{font-size:34px;color:var(--blue-light);margin-bottom:22px}
.svc-block-title{font-family:'Barlow Condensed',sans-serif;font-size:22px;font-weight:700;color:#fff;margin-bottom:10px}
.svc-block-body{font-size:13.5px;color:rgba(255,255,255,.5);line-height:1.7;margin-bottom:20px}
.svc-block-links{list-style:none;display:flex;flex-direction:column;gap:6px}
.svc-block-links a{font-size:13px;color:rgba(255,255,255,.4);display:flex;align-items:center;gap:6px;transition:color .18s,gap .18s}
.svc-block-links a:hover{color:rgba(255,255,255,.85);gap:10px}
.svc-block-links a i{font-size:11px}

/* ================================================================
   WHY Refnic
================================================================ */
.why-section{}
.why-vis{position:relative;height:480px}
.why-bg{position:absolute;top:30px;right:0;width:80%;height:calc(100% - 30px);background:var(--blue);border-radius:4px}
.why-card-grid{position:absolute;top:50%;left:0;transform:translateY(-50%);width:76%;background:#fff;border-radius:4px;box-shadow:0 24px 60px rgba(10,12,20,.18);display:grid;grid-template-columns:1fr 1fr;gap:1px;background-color:var(--grey-mid);border:1px solid var(--grey-mid);overflow:hidden}
.why-card{background:#fff;padding:28px;display:flex;flex-direction:column;gap:6px}
.why-card-val{font-family:'Barlow Condensed',sans-serif;font-size:26px;font-weight:700;color:var(--blue);line-height:1}
.why-card-key{font-size:12px;font-weight:600;color:var(--ink-light);letter-spacing:.04em}

/* ================================================================
   INSIGHTS / ARTICLES
================================================================ */
.insights-section{}
.ins-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
@media(max-width:992px){.ins-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:576px){.ins-grid{grid-template-columns:1fr}}
.ins-card{background:#fff;border:1px solid var(--grey);border-radius:4px;padding:32px;display:flex;flex-direction:column;gap:0;transition:box-shadow .2s var(--ease),transform .2s var(--ease),border-color .2s}
.ins-card:hover{box-shadow:0 16px 44px rgba(10,12,20,.1);transform:translateY(-4px);border-color:rgba(30,48,183,.2)}
.ins-tag{display:inline-flex;align-items:center;background:var(--blue);color:#fff;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:3px 10px;border-radius:2px;margin-bottom:14px}
.ins-date{font-size:12px;color:var(--grey-dark);font-weight:500;margin-bottom:12px}
.ins-title{font-size:17px;font-weight:700;color:var(--black);line-height:1.4;margin-bottom:12px}
.ins-body{font-size:13.5px;color:var(--ink-light);line-height:1.65;flex:1;margin-bottom:20px}

/* ================================================================
   CTA BAND
================================================================ */
.cta-band{position:relative;padding:112px 0;overflow:hidden}
.cta-band-bg{position:absolute;inset:0;background:radial-gradient(ellipse 70% 100% at 50% 50%,rgba(30,48,183,.9) 0%,#050813 100%)}
.cta-inner{position:relative;z-index:2;text-align:center;max-width:740px;margin:0 auto}
.cta-title{color:#fff;margin-bottom:16px}
.cta-sub{font-size:17px;color:rgba(255,255,255,.65);line-height:1.75;margin-bottom:44px}

/* ================================================================
   FOOTER
================================================================ */
.site-footer{background:var(--black);padding:80px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:60px;border-bottom:1px solid rgba(255,255,255,.07)}
@media(max-width:1200px){.footer-grid{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:768px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}
.footer-brand .logo-mark{color:#fff;font-size:30px}
.footer-brand .logo-sub{color:rgba(255,255,255,.35)}
.footer-tagline{font-size:13.5px;color:rgba(255,255,255,.45);line-height:1.75;max-width:300px;margin-top:16px}
.footer-social{display:flex;gap:10px;margin-top:24px}
.fs-link{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.45);font-size:15px;transition:all .2s;text-decoration:none}
.fs-link:hover{border-color:var(--blue);background:var(--blue);color:#fff}
.footer-col-title{font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:#fff;margin-bottom:20px}
.footer-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.footer-list a{font-size:13.5px;color:rgba(255,255,255,.45);transition:color .18s,padding-left .18s}
.footer-list a:hover{color:#fff;padding-left:4px}
.footer-cta-wrap{margin-top:20px}
.footer-bar{display:flex;justify-content:space-between;align-items:center;padding:22px 0;flex-wrap:wrap;gap:12px}
.footer-copy{font-size:12.5px;color:rgba(255,255,255,.28)}
.footer-legal{display:flex;gap:20px}
.footer-legal a{font-size:12.5px;color:rgba(255,255,255,.28);transition:color .18s}
.footer-legal a:hover{color:rgba(255,255,255,.7)}

/* ================================================================
   PAGE HERO (inner pages)
================================================================ */
.page-hero{background:var(--black);padding:88px 0 72px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 90% at 25% 55%,rgba(30,48,183,.5) 0%,transparent 65%)}
.page-hero-inner{position:relative;z-index:1}
.breadcrumb-nav{display:flex;align-items:center;gap:8px;margin-bottom:20px;font-size:12.5px;color:rgba(255,255,255,.35)}
.breadcrumb-nav a{color:rgba(255,255,255,.35);transition:color .18s}
.breadcrumb-nav a:hover{color:rgba(255,255,255,.75)}
.breadcrumb-nav i{font-size:10px}
.breadcrumb-nav .current{color:rgba(255,255,255,.7)}
.page-title{color:#fff;margin-bottom:14px}
.page-sub{font-size:17px;color:rgba(255,255,255,.6);max-width:580px;line-height:1.75;font-weight:300}

/* ================================================================
   CONTENT PAGE BODY
================================================================ */
.content-body{padding:80px 0}
.content-intro{margin-bottom:56px}
.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin-bottom:56px}
@media(max-width:768px){.feature-grid{grid-template-columns:1fr}}
.feat-card{border:1px solid var(--grey);border-radius:4px;padding:32px;position:relative;overflow:hidden;transition:box-shadow .2s,transform .2s,border-color .2s}
.feat-card::before{content:'';position:absolute;top:0;left:0;width:3px;height:0;background:var(--blue);transition:height .3s var(--ease)}
.feat-card:hover{box-shadow:0 12px 36px rgba(10,12,20,.1);transform:translateY(-3px);border-color:rgba(30,48,183,.2)}
.feat-card:hover::before{height:100%}
.feat-card-icon{font-size:32px;color:var(--blue);margin-bottom:18px}
.feat-card-title{font-size:17px;font-weight:700;color:var(--black);margin-bottom:8px}
.feat-card-body{font-size:14px;color:var(--ink-light);line-height:1.7}

.process-steps{display:flex;flex-direction:column;gap:0}
.process-step{display:grid;grid-template-columns:60px 1fr;gap:24px;align-items:flex-start;padding:32px 0;border-bottom:1px solid var(--grey)}
.process-step:last-child{border-bottom:none}
.step-num{font-family:'Barlow Condensed',sans-serif;font-size:52px;font-weight:700;color:var(--blue);opacity:.18;line-height:1}
.step-title{font-size:18px;font-weight:700;color:var(--black);margin-bottom:8px}
.step-body{font-size:14px;color:var(--ink-light);line-height:1.7}

/* ================================================================
   CONTACT
================================================================ */
.contact-layout{display:grid;grid-template-columns:1.2fr 1fr;gap:64px}
@media(max-width:992px){.contact-layout{grid-template-columns:1fr}}
.form-wrap{background:#fff;border-radius:4px;padding:52px;box-shadow:0 20px 60px rgba(10,12,20,.1)}
@media(max-width:576px){.form-wrap{padding:28px 20px}}
.form-title{font-family:'Barlow Condensed',sans-serif;font-size:30px;font-weight:700;color:var(--black);margin-bottom:6px}
.form-sub{font-size:14px;color:var(--ink-light);margin-bottom:36px}
.f-group{margin-bottom:22px}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:576px){.f-row{grid-template-columns:1fr}}
.f-label{display:block;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-light);margin-bottom:8px}
.f-input{width:100%;background:var(--grey);border:1.5px solid var(--grey-mid);border-radius:2px;padding:13px 16px;font-family:'Barlow',sans-serif;font-size:15px;color:var(--ink);outline:none;transition:border-color .2s,box-shadow .2s,background .2s}
.f-input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,48,183,.1);background:#fff}
textarea.f-input{resize:vertical;min-height:130px}
select.f-input{cursor:pointer}
.f-btn{display:flex;align-items:center;gap:9px;background:var(--blue);color:#fff;font-family:'Barlow',sans-serif;font-size:15px;font-weight:700;padding:14px 36px;border-radius:2px;border:none;cursor:pointer;letter-spacing:.03em;transition:all .2s var(--ease)}
.f-btn:hover{background:var(--blue-hover);transform:translateY(-1px);box-shadow:0 8px 24px rgba(30,48,183,.38)}
.contact-info-side{display:flex;flex-direction:column;gap:20px;padding-top:8px}
.ci-card{border-left:3px solid var(--blue);background:var(--grey);padding:24px 28px;border-radius:0 4px 4px 0}
.ci-card-title{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:10px;display:flex;align-items:center;gap:8px}
.ci-card-body{font-size:14px;color:var(--ink-light);line-height:1.7}
.ci-card-body a{color:var(--ink);font-weight:600;transition:color .18s}
.ci-card-body a:hover{color:var(--blue)}
.ci-cta-box{background:var(--blue);border-radius:4px;padding:32px}
.ci-cta-title{font-family:'Barlow Condensed',sans-serif;font-size:24px;font-weight:700;color:#fff;margin-bottom:12px}
.ci-cta-links{display:flex;flex-direction:column;gap:10px;margin-top:16px}
.ci-cta-link{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.75);font-size:14px;font-weight:600;transition:color .2s,gap .2s}
.ci-cta-link:hover{color:#fff;gap:14px}
.ci-cta-link i{font-size:15px}

/* ================================================================
   ANIMATIONS
================================================================ */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .55s var(--ease),transform .55s var(--ease)}
.reveal.visible{opacity:1;transform:translateY(0)}
.reveal-delay-1{transition-delay:.1s}
.reveal-delay-2{transition-delay:.2s}
.reveal-delay-3{transition-delay:.3s}
.reveal-delay-4{transition-delay:.4s}

/* ================================================================
   UTILITIES
================================================================ */
.bg-grey-section{background:var(--grey)}
.bg-white-section{background:#fff}
.bg-black-section{background:var(--black)}
.text-center{text-align:center}
.mt-8{margin-top:8px}
.mt-12{margin-top:12px}
.mt-16{margin-top:16px}
.mt-24{margin-top:24px}
.mt-32{margin-top:32px}
.mt-44{margin-top:44px}
.mb-0{margin-bottom:0}
.d-flex{display:flex}
.align-center{align-items:center}
.gap-12{gap:12px}
.gap-16{gap:16px}
.gap-24{gap:24px}

/* ================================================================
   RESPONSIVE OVERRIDES
================================================================ */
@media(max-width:1200px){
  .mega-cols.cols-4{grid-template-columns:repeat(2,1fr)}
  .mega-cols.cols-3{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:991px){
  .nav-links,.nav-actions .btn-primary-blue{display:none}
  .hamburger{display:flex}
  .why-vis{height:auto}
  .why-bg{display:none}
  .why-card-grid{position:static;transform:none;width:100%}
}
@media(max-width:768px){
  .hero-stats{gap:24px}
  .hs-divider{display:none}
  .footer-grid{padding-bottom:40px}
  .form-wrap{padding:32px 24px}
}